WARSAW — A Nappanee man faces multiple theft charges after allegedly using a stolen credit card.

Michael Allen Adams, Jr., 39, 940 South Jackson Street 31, Nappanee, was arrested on a warrant for fraud, a level 6 felony; two counts of theft, a level 6 felony; theft, class A misdemeanor; and a theft sentence enhancement, a level 6 felony.

Michael Allen Adams, Jr.

On Nov. 1, 2018, an officer with the Indiana State Police met with a victim of alleged credit card fraud. The victim said she and her husband let Adams stay at their residence, doing work around the house, to help him “get back on his feet,” she said. While Adams stayed at the residence, the couple allowed him to use their Lowe’s credit card for purchases needed to complete work on their garage. According to the victim, Adams moved out of the residence sometime later, said the affidavit of probable cause.

On Oct. 18, 2018, after Adams moved out, she received a notification from Synchrony Bank of a credit limit increase request on her Lowe’s credit card. When the victim reviewed her account, she discovered unauthorized purchased made with the card at the Lowe’s in Warsaw. She said that neither she or her husband shop at the Warsaw Lowe’s location.

According to the affidavit of probable cause, the unauthorized purchases made Jul. 8, 2018; Sept. 11, 2018; Oct. 13, 2018; Oct. 15, 2018; and Oct. 21, 2018. Total losses were estimated at $2,428.30.

On Jan. 9, 2019, the Indiana State Police officer reviewed Lowe’s surveillance footage from Oct. 21, 2018. The footage allegedly showed Adams entering Lowe’s and returning a water heater using the stolen credit card. The officer determined that the unauthorized purchases were made by Adams based on his activity on Oct. 21, 2018, according to court paperwork filed Jan. 3, 2020.

Adams was previously convicted of theft in 2014 in Marshall County.

On Jan. 16, Adams was booked without bond in the Kosciusko County Jail.