MILFORD — A Milford man is facing fraud charges after opening a bank account, reporting the debit card stolen after using it and then closing the account.
Henry Ray Kidd, 23, 502 E. CR 1300N, Milford, is being charged with fraud on a financial institution, a level 5 felony, and theft with a sentence enhancement, a level 6 felony.
According to the affidavit of probable cause, a Kosciusko County Officer spoke to a woman on Dec. 23, 2016, who advised that she attempted to use her 1st Source Bank debit card and it was denied. She discovered 22 unauthorized charges to a PayPal account, totaling $3,440.
Because of the woman’s report, the officer then spoke with a supervisor at the bank who advised the officer that the woman’s boyfriend was Kidd.
The supervisor further advised that Kidd opened an account at the end of January and received a debit card. He then reported fraud on his account and closed it Feb. 10.
On Feb. 13, Kidd filed an unauthorized use of resources card affidavit, stating he had not made any of the purchases to his account between and including Feb. 3-10.
According to the affidavit, the supervisor stated that the money for the fraudulent charges was replaced and then removed when an investigation began.
The officer received a copy of the fraudulent charges made to Kidd’s account. Two of the charges were for Feb. 8 at Walmart. Video surveillance from Walmart loss prevention identified Kidd as the person making the purchases.
According to the affidavit, when the officer asked Kidd about the purchases he admitted had made the charges with the debit card at Walmart and three other transactions that he had previously claimed fraudulent.
Kidd has a current criminal proceeding for theft when he was arrested after using someone else’s debit card to pay for sexual favors from girls through Facebook and was convicted of conversion in June 2014.
Kidd was booked in the Kosciusko County Jail on Feb. 23 and held on $6,000 surety and cash bond.