Jennifer Huculak-Kimmel gave birth nine weeks early while on holiday in Hawaii in November 2013. Her baby daughter had to be hospitalized.
“My water broke two days into our holiday,” Huculak-Kimmel said. “I spent six weeks on bed rest and then baby Reece was delivered by emergency C-section on December 10th.”
Reece had to stay in the hospital for just over two months. Huculak-Kimmel thought that her insurance would cover the almost $1 million US bill.
In the end, Blue Cross denied payment. In a letter to the family, a Blue Cross worker wrote, “We are unable to provide coverage for any medical expenses incurred for Ms. Huculak’s baby” and “please note that Ms. Huculak’s travel policy expired on Nov. 9, 2013.”